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Traditional Loan Products

A 1% rate drop can lower your payment by $125 monthly on a $200,000 loan!

Sample $200,000 Loan - 5 Examples

Rates shown for "example" only. Check current price.

 

Rate/Points

Payment

30yr Fixed

 4.50%/0

$1,013.37

20yr Fixed

4.25%/0

$1,238.47

15yr Fixed

4.00%/0

$1,479.38

5/1 ARM

3.50%/0

$898.09

5/1 ARM,I/O*

Call

Call

* This is interest-only for the first 120 months. 

O/O Purchase, 740+ credit score. Many Options. *Please see our blog for May 3, 2010 as it relates to the changes coming for interest-only loans programs in the next few months. Freddie Mac will cease offering the program on or about 9/1/2010. FNMA will continue offering it, but reduce parameters considerably (on or before August 1, 2010.

Our ZERO MEANS ZERO Points!

NO Points unless you want to buy down! 


Conventional/FHA


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