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"FLORIDA" MORTGAGE RATES
30 Year Conventional Start At 3.50% - New Files Only!
Call for a current quote today.
Free Rate Watch List...Get On It TODAY!
 Be sure to check out the 10, 15 & 20 year fixed loan!
All rate quotes shown are based on the new "Lender Paid Origination Fee" option. All points shown are either a credit (-) to your costs or to be paid by you at closing. The alternative is the new "Consumer Paid Origination Fee" option, please call for quote.
Current posted rates are in effect as of 02/02/2012 3:40:34 PM Central Time.
Rates are subject to change with market conditions without notice.
| 3.500% | 0.625% | 3.595% | 45 |
| 3.625% | -0.125% | 3.659% | 45 |
| 3.750% | -0.875% | 3.723% | 45 |
| 3.875% | -1.625% | 3.787% | 45 |
| The APR is calculated using a loan amount of $165,000 and these typical fees. |
| 3.500% | 0.625% | 3.595% | 45 |
| 3.625% | -0.125% | 3.659% | 45 |
| 3.750% | -0.875% | 3.723% | 45 |
| 3.875% | -1.625% | 3.787% | 45 |
| The APR is calculated using a loan amount of $165,000 and these typical fees. |
| 3.500% | 0.000% | 3.561% | 45 |
| 3.625% | -0.750% | 3.601% | 45 |
| 3.750% | -1.500% | 3.641% | 45 |
| The APR is calculated using a loan amount of $165,000 and these typical fees. |
| 3.500% | 0.000% | 3.561% | 45 |
| 3.625% | -0.750% | 3.601% | 45 |
| 3.750% | -0.500% | 3.755% | 45 |
| The APR is calculated using a loan amount of $165,000 and these typical fees. |
| 3.000% | 0.875% | 3.205% | 45 |
| 3.125% | -0.125% | 3.185% | 45 |
| 3.250% | -1.250% | 3.148% | 45 |
| 3.375% | -1.625% | 3.219% | 45 |
| The APR is calculated using a loan amount of $165,000 and these typical fees. |
| 3.000% | 0.875% | 3.205% | 45 |
| 3.125% | -0.125% | 3.185% | 45 |
| 3.250% | -1.250% | 3.148% | 45 |
| 3.375% | -1.625% | 3.219% | 45 |
| The APR is calculated using a loan amount of $165,000 and these typical fees. |
| 3.125% | -0.125% | 3.311% | 45 |
| The APR is calculated using a loan amount of $165,000 and these typical fees. |
| 2.625% | 0.250% | 4.016% | 45 |
| 2.750% | -0.125% | 4.052% | 45 |
| The APR is calculated using a loan amount of $200,000 and these typical fees. |
| 3.875% | 0.386% | 3.945% | 60 |
| 4.000% | -0.442% | 4.002% | 60 |
| 4.125% | -0.873% | 4.091% | 60 |
| 4.250% | -1.256% | 4.184% | 60 |
| The APR is calculated using a loan amount of $165,000 and these typical fees. |
| 3.625% | -0.030% | 3.660% | 60 |
| 3.750% | -0.461% | 3.750% | 60 |
| 3.875% | -1.107% | 3.822% | 60 |
| 4.000% | -1.700% | 3.898% | 60 |
| The APR is calculated using a loan amount of $165,000 and these typical fees. |
| 3.125% | -0.089% | 3.179% | 60 |
| 3.250% | -0.411% | 3.257% | 60 |
| 3.375% | -0.880% | 3.315% | 60 |
| 3.500% | -1.409% | 3.363% | 60 |
| 3.625% | -1.724% | 3.442% | 60 |
| The APR is calculated using a loan amount of $165,000 and these typical fees. |
NOTE: Any points shown preceded by a minus sign (-) means this is a REBATE TO YOU at the rate level shown, that is applied towards your closing costs. In example, if you are applying for a $100,000 loan amount and the points shown are 1.00% then you would be expected to pay $1,000 (1.00% of the loan) at closing or out of existing equity. On the other hand, if on the same loan amount points shown are -1.00% then you would receive $1,000 credited against your closing costs, but only up to the amount of actual closing costs. Sometimes you may prefer a higher rate to help with the closing costs on the loan. You may select either option as it best suits you of course.
Prices are subject to change at any time during the day prior to rate lock. Rates may only be locked on complete applications that pass the automated underwriting system and purchases must include fully consumated sales contracts by all parties in the file submission. Rate locks do not guarantee loan approval.
We always quote TOTAL points above. Many situational variables do effect all mortgage pricing quotes daily such as whether you select a Lender paid or Consumer paid pricing quote, daily market fluctuations, with price adjusters that apply on items such as the number of days you lock a rate, your actual loan-to-value (ltv), your credit score, property type (investor, condo, etc.), purchase vs. refinance, cash out or not, escrows, loan size and so on.
Annual Percentage Rate (APR) quotes are based on 80% financing or less as shown and PMI (private mortgage insurance) will effect the APR based on the LTV as it applies. Mortgage Insurance or MI will apply on FHA loans as well as the VA Funding Fee on VA loans and APR impact will be based on loan purpose and LTV and APR's shown are based on rate and all other closing costs that apply with the exception of any required PMI, MI, or VA Funding Fee. We always custom quote you based on your specific requirements of course.
Examples are almost unlimited in today's market. Please contact us for your custom quote today. We pride ourselves on being more than just a great price. Let us show you what we mean.
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