Why Pre-Qualification is Important
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A pre-qualification letter has many advantages. The first is that you will be sure of the amount you'll be able to afford when putting together your purchase offer. Being pre-qualified makes your offer much more attractive to a seller and it's rare that a seller won't require you to have one at the very start. It can put you at the front of prospective offers a seller will consider.
When we pre-qualify you, we help you figure out the amount in monthly mortgage payments you can afford, how much loan you should qualify for and the purchase price ceiling you should stay within. Go home shopping confidently in your affordability range.
You need a Pre-Qualification Letter before you home shop! We use the data you provide to evaluate your pre-qualification. You are not actually applying at this point and not proceeding further until you're ready to begin an active documented application, once you have an accepted offer on the home you want to buy.
We're waiting to hear from you now: call 407-647-4440 or email us at firstname.lastname@example.org.