September 19th, 2011 12:28 PM by BILL WILBANKS
Ok all you Florida property rate fence sitters. Check out our rate sheet. We broke 4.00% again this morning on well qualified customers with credit scores of 740 and above and 75% LTV's and below...purchase and refinance. Same customer exceeding that LTV only adds 0.25% point (not rate) to market maximums. Lower scores price according to risk level and availability. Even HARP DU Refi Plus loans start as low as 4.125% up to 95% LTV with No PMI. That's nothing short of remarkable!