Basic Mortgage Documentation Checklist

Initial Document Checklist

Legible documentation will be required. Email address - all applicants. Please submit all documentation in the PDF format.
Basic Documentation Normally Required On A Purchase:
	Final sales contract, signed and dated by all parties. Include all addendums.
	Most recent 30 days pay stubs.
	W-2's / 1099's for the most recent 2 years.
	Most recent 2 months liquid asset/bank statements (all pages).
	Latest 2 years Signed and Dated personal and business tax returns may be required (all pages). Call to determine. Retirement Income: Most recent award letter(s). IE: Pensions, Social Security, Annuities, etc. Proof of taxes, insurance and association dues if any, on all properties owned.
	If Refinancing also provide: Your most recent mortgage(s) statement(s), Lot Survey, Deed and Owner's Title Policy, proof of Hazard Insurance, Flood Insurance if it is required and proof of your Home Owner's Association fee amount and contact data. If taking cash out, sign and date a brief letter explaining the purpose of the funds (all applicants).

Apply Online Now: (Estimated 15 - 20 minutes)
Miscellaneous Requirements
	Copy front/back of your Photo ID(s) (IE: Driver License). If FHA, include copy of your social security card(s).
	If paying or receiving child support or alimony, provide copy of your divorce decree and property settlement agreement.
	Resident aliens provide copy front/back of your resident alien/Green Card.

Once you set up your secure Login ID/Password you can go back in the application anytime to complete it as time allows. Don't "finalize" it until you are ready to submit. Additional documentation may be required according to your individual situation. Provide as much of the documentation above as possible to start the process, but a fully completed application form at the minimum is required to start the application process. Call as needed.

Mortgage Questions?