January 23rd, 2019 1:49 PM by BILL WILBANKS
The typical buyer I speak with has already spoken with someone their Realtor® suggests.Realtors® naturally like to work with someone they work with regularly, wanting to maintain as much control of the buying process as they can. They want to move their buyers quickly through to a successful closing. But your loan pricing is not their first priority. If you were referred to them, a mortgage rep might feel less inclined to offer their best financing price. They know you are less likely to shop around once referred and you're likely to simply apply with whoever the Realtor® recommends. Sadly, most buyers do fail to shop further than that referral contact! They'll never know how much they could have saved at the closing table and for years thereafter. Do a little shopping and you'll soon find rates, closing costs and rebates to your closing costs are all over the map. Please, call that loan rep, your bank, credit union, and any TV ad. Call me, I love making hard comparisons. I'm so confident in my pricing I even ask you to get mine first, then shop trying to beat it where you will. Satisfy yourself. You'll love it!What differences will you find? The rate and what amount the lender keeps or passes on to you in the form of closing cost rebates. How much money do you really want to bring to closing? It's all about the lender rebates today! Buying or refinancing, it's easy to shop pricing online. It's Fast, Free and Private!
The worst that can happen is you realize you saved some serious money!
Give me a call. I love hearing the surprise in a caller's voice when they shop me. Bill Wilbanks