It's All About The Lender Rebates.
Shop any Lender, Broker, or TV Ad.
   Save Thousands By Shopping For Your Best Rate With or Without Costs! 
  
   
 Get An Estimate To Brag About 

The Lender Pays Us!
A minus sign below is your REBATE to costs.
Rates are subject to change daily. Compare estimates the same day. 
*Call for other examples of LTV quotes.
 


Current posted rates are in effect as of 08/19/2019 12:32:24 PM Central Time.

 


30yr Fix Purchase* $150k - $484,350 - 80% LTV O/O
RatePointsAPRLock Days
3.375%0.250%3.446%30
3.500%-0.250%3.531%30
3.625%-0.750%3.616%30
3.750%-1.125%3.710%30
3.875%-1.500%3.805%30
4.000%-1.875%3.898%30
4.125%-2.000%4.012%30
4.250%-2.250%4.116%30
4.375%-2.500%4.220%30
The APR is calculated using a loan amount of $165,000 and these typical fees.


30yr Fix Purch* - $150k-$484,350 95% O/O
RatePointsAPRLock Days
3.375%0.000%3.426%30
3.500%-0.500%3.511%30
3.625%-1.000%3.596%30
3.750%-1.375%3.690%30
3.875%-1.750%3.784%30
4.000%-2.125%3.878%30
4.125%-2.250%3.992%30
4.250%-2.500%4.096%30
4.375%-2.750%4.199%30
The APR is calculated using a loan amount of $165,000 and these typical fees.


15yr Fix Purch* - $150k-$484,350 to 80% O/O
RatePointsAPRLock Days
3.000%-0.375%3.038%30
3.125%-0.875%3.091%30
3.250%-1.375%3.144%30
3.375%-1.625%3.233%30
3.500%-2.000%3.303%30
3.625%-2.375%3.374%30
3.750%-2.500%3.480%30
3.875%-2.625%3.587%30
4.000%-3.000%3.657%30
4.125%-3.250%3.745%30
The APR is calculated using a loan amount of $165,000 and these typical fees.


15yr Fix Purch* - $150k-$484,350 to 95% O/O
RatePointsAPRLock Days
3.000%-0.375%3.038%30
3.125%-0.875%3.091%30
3.250%-1.375%3.144%30
3.375%-1.625%3.233%30
3.500%-2.000%3.303%30
3.625%-2.375%3.374%30
3.750%-2.500%3.480%30
3.875%-2.625%3.587%30
4.000%-3.000%3.657%30
The APR is calculated using a loan amount of $165,000 and these typical fees.


A minus sign is the percent of your loan REBATED to your closing costs.

Example: If you apply for a $200,000 loan and the points shown are 1.00% then you would be expected to pay $2,000 (1.00% of the loan) at closing or out of your existing equity if a refinance.

If on the same loan amount, points shown are -1.00%, then you would receive $2,000 credit/rebate against your loan costs, up to the amount of actual costs and prepaids. You may prefer a higher rate and rebate to help with the closing costs on the loan, or you may prefer the lowest rate and handle the costs out of pocket or your available equity.  Rate locks do not guarantee loan approval.

*Conventional loan Annual Percentage Rate (APR) quotes above are based on 80% financing or less. PMI (private mortgage insurance) will effect your final APR based on the LTV you request above 80% financing. Call for PMI quotes available to 95% LTV and MI quotes (Mortgage Insurance) on FHA loans which do increase APR's. Custom quotes are based on your specific details and requirements. All quotes above based on 740+ credit score. Many quotes available down to a 620 score.